Page 108 - Souvenir 2025 1-9-2025
P. 108
AXpsImïv sNdpXpw CS¯«nepÅXpamb ªv _m¡n I¿nse¯pó HmWtddnbw Xp
ImdpIÄ hm§póhÀ \ap¡nSbnð IpdhmWv. IbpsS 30 þ 40 %). A§s\ kw`hn¨mð,
AbmfpsS IpSpw_¯nsâ ssZ\wZn\s¨e
hmbv] sImSp¡pó Imcy¯nð _m¦pIÄ
hpIÄ, Ip«nIfpsS hnZym`ymks¨ehpIÄ,
X½nepw _m¦nXc [\ImcyØm]\§Ä
A{]Xo£nXambn hcpó saUn¡ð sNe
¡nSbnepw Chbv¡v X½nð¯½nepw ISp
hpIÄ XpS§nbhsbms¡ AhXmf¯nem
¯ aÕcamWnóv. hm§póhsâ hn]Wn
Ipw, AbmÄ ISs¡Wnbnð ]Xn¡pIbpw
(buyer’s market) bmsW§pw. Xòqew hmbv
sN¿pw. At¸mÄ KXy´canñmsX "t]gvk
] kpe`ambn In«pw. ap³]v, Xncn¨S¡m\p
Wð tem¬' t]msebpÅ aäp hmbv]IÄ
Å tijn IÀi\ambn hnebncp¯nbn«p
tXSnt¸mIpw. CuSpIfnñmsX e`n¡pó
am{Xta _m¦pIÄ hmbv] A\phZn¨ncpóp
A¯cw hmbv]IfpsS IqSnb ]eni IqSn
Åq. AhbpsS hmbv]m _UvPäv AbmYmÀ
BIpótXmsS hmbv]¡mcsâ ]X\w ]qÀ
°nIambn DbcpIbpw aÕcw ISp¯XmIp
¯nbmIpw.
Ibpw sNbvXtXmsS C¡mcy¯nð DZmc\n
e]mSpIÄ Nne _m¦pIsf¦nepw kzoIcn HtómÀ¡pI. Hcp sXmgnð sN¿mt\m _nkn
¡m³ XpS§n. Xòqew ISw In«ms\fp¸am \Êv \S¯mt\m hyhkmb kwcw`¯nt\m
bn. F{X In«mtam A{Xbpw FSp¡pI F FSp¡pó hmbv]IÄ t]msebñ `h\hmbv
óXmbn, F{X Iïp Npcp¡mtam A{Xbv¡v ], hml\hmbv], t]gvkWð hmbv], kzÀ
]cnanXs¸Sp¯pI FóXñ, At]£Isâ ®¸Wb hmbv] BZnbmbh. Cu hI hmbv
e£yw. In«pó XpIsb¡pdn¨pam{Xta ]IÄ hgn k¼mZn¡pó hoSv, hml\w XpS
hm§pt¼mÄ HmÀ¡pópÅq. AXn\ptað §nb BkvXnIÄ hmbv]¡mc\v bmsXmcp
amkmamktam aqóp amk¯nsemcn¡tem hcpam\hpw \ðIpónñ. t]gvkWð tem¬,
ASnªptNcpó henb ]enim kwJysb hyànKX kzÀ®¸Wbw XpS§nbhbmI
¡pdnt¨m, AXv IrXyambn kabmkabw s« bmsXmcphn[ BkvXnIfpw krjvSn¡p
AS¨p XoÀ¯nsñ¦nð hcm³ t]mIpó óXpanñ. Chsbms¡ Dev]mZ\]cañm¯
Iq«p]enisb¡pdnt¨m hmbv]¡mc³ t_m hmbv]IÄ (unproductive loans) BWv; ho
[hm\ñ. {]XnamkXhWIfmbn hmbv¸¯p Spw hml\hpsañmw Dð¸mZ\]cañm¯
Ibpw ]enibpw IrXyambn AS¨pt]mIm BkvXnIfpw. ChbpsS kwc£Ws¨ehv,
¯]£w `oaamb _m[yXbmbn AXp ]cn Ahbv¡ptað hÀjmhÀjw \ðtIï \n
Wan¡psaópw AbmÄ Adnbpónñ. Xð IpXn, C³jpd³kv ]cnc£m sNehv, hml
^eambn hmbv] A\phZn¡pt¼mÄ ]dbp \§Ä¡v CÔ\s¨ehv XpS§nbh sImñw
ó Imemh[n sImsïmópw AS¨pXocmsX tXmdpw (CÔ\s¨ehv Zn\w tXmdpw) Gdn
\oïp \oïpt]mIpó _m[yXbmbn, sI- s¡mïpancn¡póp. CXns\ms¡ ]Ww
Wnbmbn kz]v\ku[¯nsâtbm kz]v\hm- Isït¯ï hcpam\w HmWtddnbw am{X
l\¯nsâtbm t]cnepÅ _m[yX PohnXw amsW¦nð, BtemNn¨p t\m¡pI \n§fp
apgph³ IqsS¡qSpóp. sS hmbv]bpw ]enibpw FóS¨p XoÀ¡m
\mIpw?
HcmfpsS sam¯w {]Xnamk hcpam\¯nsâ
30 apXð 40 iXam\¯n\pÅnð HXp§pó CsXmópw Nn´n¡msX BUw_c§Ä¡pw
XpI am{Xw Xncn¨Shmbn hcpó hmbv]IÄ A\pIcW§Ä¡pw ]nómse t]mIpóXv
am{Xta AbmÄ FSp¡mhq. AXmbXv 10,000 XnIª auVyamsWódnbpI. a\pjy\v
cq] amk hcpam\ambn I¿nð In«pó (take krjvSnIÀ¯mhv hnthN\_p²n Xón«pÅ
home pay) hyàn¡v Xsâ hmbv]Ifnte¡v Xv AXp]tbmKn¨v PohnXw icnbmb Zni
apXepw ]enibpw tNÀ¯v Xncn¨St¡ïXv bnð \bn¡m\mWv. PohnX¯nð F´pth-
3000 þ 4000 cq]bnð A[nIamhm³ ]mSnñ Ww, F´cpXv Fóv Nn´n¡phm\pw sXc
(]n.F^v XpS§nbhbnte¡pÅ Ingnhv Ign sªSp¡phm\papÅ iànbpw kzmX{´y-
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